| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS INC. | 828 JOHN NOLEN DR. MADISON, WI 53713 | DELTA DENTAL OF WISCONSIN | $248K | — | $248K | 4.72% |
| COMPSYCH5 | 455 N CITYFRONT PLAZA DR. CHICAGO, IL 60611 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $126K | $126K | 2.65% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | SUITE 300 111 N. WASHINGTON ST. GREEN BAY, WI 54301 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $77K | — | $77K | 1.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 0.36% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE SUITE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 0.06% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $334 | $334 | 0.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE, CHICAGO, IL 60675 | AETNA LIFE INSURANCE COMPANY | $122K | — | $122K | 10.16% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS INC. | 828 JOHN NOLEN DR. MADISION, WI 53713 | WYSSTA INSURANCE COMPANY, INC. | $26K | — | $26K | 8.66% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE CHICAGO, IL 60675 | AETNA LIFE INSURANCE COMPANY | $23K | — | $23K | 8.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | 7,432 | $64.2M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WISCONSIN | 8,515 | $6.7M |
| Vision(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 2,930 | $1.8M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,730 | $4.7M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,730 | $4.7M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,730 | $4.7M |
| Prescription drug(4 contracts, 4 carriers) | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | 7,432 | $63.0M |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 11,730 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,730 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.