| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R&R INSURANCE SERVICES | 1581 RACINE AVE WAUKESHA, WI 53186 | AETNA LIFE INSURANCE COMPANY | $18K | — | $18K | 3.36% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC. | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | AETNA LIFE INSURANCE COMPANY | $8K | — | $8K | 1.58% |
| ANSAY & ASSOCIATES LLC3 | 101 EAST GRAND AVE PORT WASHINGTON, WI 53074 | AETNA LIFE INSURANCE COMPANY | $6K | — | $6K | 1.23% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFIED INSURANCE SERVICES, INC | 100 N CORPORATE DR BROOKFIELD, WI 53045 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 0.89% |
| COTTINGHAM & BUTLER3 Filed as: COTTINGHAM & BUTLER INC. | PO BOX 28 DUBUQUE, IA 52004 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 0.77% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 0.73% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF WISCONSIN | 400 N EXECUTIVE DRIVE BROOKFIELD, WI 53005 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 0.68% |
| INFINITY BENEFIT SOLUTIONS INC3 Filed as: INFINITY BENEFIT SOLUTIONS, INC. | 100 E WISCONSIN AVE MILWAUKEE, WI 53202 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 0.68% |
| BENEFIT SVC GROUP INC.3 | PO BOX 78117 MILWAUKEE, WI 53278 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.66% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | 2725 SOUTH MORELAND ROAD NEW BERLIN, WI 53151 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.63% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 LASALLE ST, 17TH FLOOR CHICAGO, IL 60654 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.61% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E KILBOURN AVE MILWAUKEE, WI 53202 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.56% |
| ASSOCIATED FINANCIAL GROUOP LLC3 | 6000 CLEARWATER DRIVE MINNETONKA, MN 55343 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.46% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE CHICAGO, IL 60675 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.44% |
| SPECTRUM BENEFIT SOLUTIONS3 | 318 N BRIDGE ST CHIPPEWA FALLS, WI 54729 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.43% |
| ASSURANCE AGENCY LTD3 | 1750 EAST GOLF RD SCHAUMBURG, IL 60173 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.36% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | PO BOX 355 HARTLAND, WI 53029 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.28% |
| BENEFITS STRATEGY GROUP3 | 1109 N MAYFAIR ROAD MILWAUKEE, WI 53226 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.27% |
| ASSUREDPARTNERS3 Filed as: KUNKEL & ASSOCIATES, INC. | 401 DATA COURT DUBUQUE, IA 52003 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.27% |
| WMC SERVICE CORPORATION3 Filed as: WMC SERVICE CORP | 501 E WASHINGTON AVE MADISON, WI 53703 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.19% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC. | 5110 N 40TH STREET PHOENIX, AZ 85018 | AETNA LIFE INSURANCE COMPANY | $884 | — | $884 | 0.17% |
| HAUSMANN-JOHNSON INSURANCE INC3 Filed as: HAUSMANN-JOHNSON INS INC. | 700 REGENT STREET MADISON, WI 53715 | AETNA LIFE INSURANCE COMPANY | $754 | — | $754 | 0.14% |
| M.E. FRENCH EMPLOYEE BENEFITS, LLC3 | 6515 GRANDTETON PL STE 231 MADISON, WI 53719 | AETNA LIFE INSURANCE COMPANY | $711 | — | $711 | 0.14% |
| JOHNSON INSURANCE SERVICES LLC3 | 555 MAIN STREET RACINE, WI 53403 | AETNA LIFE INSURANCE COMPANY | $470 | — | $470 | 0.09% |
| BENEFITS INC3 Filed as: BENEFITS INC. | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | AETNA LIFE INSURANCE COMPANY | $462 | — | $462 | 0.09% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | AETNA LIFE INSURANCE COMPANY | $383 | — | $383 | 0.07% |
| STANLEY MCDONALD AGENCY OF ILLINOIS3 | 1101 MAIN STREET ONALASKA, WI 54650 | AETNA LIFE INSURANCE COMPANY | $370 | — | $370 | 0.07% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 4000 MIDLANTIC AVE MT LAUREL, NJ 08054 | AETNA LIFE INSURANCE COMPANY | $131 | — | $131 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,125 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AETNA LIFE INSURANCE COMPANY | 2,125 | $526K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.