| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIAN D. SCHELLINGER3 | W189N11100 KLEINMANN DRIVE, STE 101 GERMANTOWN, WI 53022 | NORTHWESTERN MUTUAL | $5K | $1K | $6K | 7.82% |
| FLEISNER GROUP LLC3 | 4620 N BALLARD RD APPLETON, WI 54913 | NORTHWESTERN MUTUAL | $902 | $108 | $1K | 1.27% |
| MICHAEL W WULFF3 | W189N11100 KLEINMANN DR., SUITE 101 GERMANTOWN, WI 53022 | NORTHWESTERN MUTUAL | $70 | $25 | $95 | 0.12% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DR MOUNT PLEASANT, WI 53406 | DELTA DENTAL OF WISCONSIN | $7K | — | $7K | 9.63% |
| MIDWEST SELECT INSURANCE GROUP LLC3 | N27 W23953 PAUL ROAD SUITE 200 PEWAUKEE, WA 53072 | COMPANION LIFE INSURANCE COMPANY | $5K | $5 | $5K | 18.42% |
| JOHNSON INSURANCE SERVICES LLC3 | 318 S. WASHINGTON ST. SUITE 200 GREEN BAY, WI 54301 | COMPANION LIFE INSURANCE COMPANY | $4K | $5 | $4K | 15.02% |
| STEVEN SCULLION3 Filed as: STEVEN C SCULLION | 1101 W CLAIREMONT AVENUE, SUITE 2E EAU CLAIRE, WI 54701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 19.97% |
| MIDWEST SELECT INSURANCE GROUP LLC3 Filed as: MIDWEST SELECT INS. GROUP LLC | 1431 O'KEEFE AVE KRONENWETTER, WI 54455 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 5.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 230 | $1.8M |
| Dental | DELTA DENTAL OF WISCONSIN | 88 | $69K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 172 | $23K |
| Long-term disability | NORTHWESTERN MUTUAL | 172 | $79K |
| Prescription drug(4 contracts) | SECURITY HEALTH PLAN OF WISCONSIN, INC. | 230 | $1.8M |
| Other(3 contracts, 3 carriers) | COMPANION LIFE INSURANCE COMPANY | 172 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.