| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $45K | $45K | 2.59% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $9K | $9K | 0.50% |
| BRIAN D. SCHELLINGER3 | W189N11100 KLEINMANN DRIVE, STE 101 GERMANTOWN, WI 53022 | NORTHWESTERN MUTUAL | $5K | $1K | $6K | 7.94% |
| COREY R FLEISNER3 | 4620 N BALLARD RD APPLETON, WI 54913 | NORTHWESTERN MUTUAL | $476 | $171 | $647 | 0.84% |
| FLEISNER GROUP LLC3 | 4620 N BALLARD ROAD APPLETON, WI 54913 | NORTHWESTERN MUTUAL | $485 | $58 | $543 | 0.71% |
| MIDWEST SELECT INSURANCE GROUP LLC3 | N27 W23953 PAUL ROAD SUITE 200 PEWAUKEE, WI 53072 | COMPANION LIFE INSURANCE COMPANY | $5K | — | $5K | 8.23% |
| JOHNSON INSURANCE SERVICES LLC3 | 318 S. WASHINGTON ST. SUITE 200 GREEN BAY, WI 54301 | COMPANION LIFE INSURANCE COMPANY | $175 | — | $175 | 0.29% |
| MIDWEST SELECT INSURANCE GROUP LLC3 | N27 W23953 PAUL ROAD SUITE 200 PEWAUKEE, WA 53072 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 22.24% |
| JOHNSON INSURANCE SERVICES LLC3 | 318 S. WASHINGTON ST. SUITE 200 GREEN BAY, WI 54301 | COMPANION LIFE INSURANCE COMPANY | $314 | — | $314 | 1.23% |
| MIDWEST SELECT INSURANCE GROUP LLC3 | 850 HWY 153 SUITE C MOSINEE, WI 54455 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 9.28% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE RACINE, WA 53406 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $334 | — | $334 | 1.49% |
| STEVEN SCULLION3 Filed as: STEVEN C SCULLION | 1101 W CLAIREMONT AVENUE, SUITE 2E EAU CLAIRE, WI 54701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 15.13% |
| MIDWEST SELECT INSURANCE GROUP LLC3 Filed as: MIDWEST SELECT INS. GROUP LLC | PO BOX 207 MOSINEE, WI 54455 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $780 | — | $780 | 4.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 268 | $1.7M |
| Dental | COMPANION LIFE INSURANCE COMPANY | 75 | $60K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $22K |
| Long-term disability | NORTHWESTERN MUTUAL | 146 | $77K |
| Other(3 contracts, 3 carriers) | COMPANION LIFE INSURANCE COMPANY | 171 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 268 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.