| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAUSMANN GROUP INC3 Filed as: HAUSMANN GROUP INC. | PO BOX 259408 MADISON, WI 53725 | DEAN HEALTH PLAN INC | $22K | — | $22K | 2.42% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | PO BOX 259408 MADISON, WI 53715 | DELTA DENTAL OF WISCONSIN | $3K | — | $3K | 6.26% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $2K | $3K | 8.22% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME, INC. | 740 REGENT ST - 4TH FL MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $647 | — | $647 | 1.70% |
| HAUSMANN GROUP INC3 Filed as: HAUSMANN GROUP INC. | PO BOX 259408 MADISON, WI 53745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $573 | — | $573 | 1.51% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES INC. | 306 WEST ERIE ST - 3RD FLOOR CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $195 | $195 | 0.51% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $169 | $3K | 13.33% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | 700 REGENT STREET MADISON, WI 53715 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $989 | — | $989 | 3.99% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 2734 N MILDRED AVE-#3 CHICAGO, IL 60618 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $358 | — | $358 | 1.44% |
| C2 CENTRIC LLC3 | 11740 SW 68TH PARKWAY-SUITE 2 PORTLAND, OR 97223 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $17 | — | $17 | 0.07% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $882 | $700 | $2K | 8.05% |
| HAUSMAN GROUP INC3 | PO BOX 259408 MADISON, WI 53713 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $566 | — | $566 | 2.88% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | 740 REGENT ST- 4TH FLOOR MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $487 | — | $487 | 2.48% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES INC. | 306 WEST ERIE ST- 3RD FL CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $105 | $105 | 0.53% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $996 | $607 | $2K | 8.30% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 6.11% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | 740 REGENT STREET-4TH FLOOR MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $720 | — | $720 | 3.73% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES, INC. | 306 WEST ERIE STREET-3RD FLOOR CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $100 | $100 | 0.52% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS INC. | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $651 | $470 | $1K | 9.09% |
| HAUSMANN GROUP INC3 Filed as: HAUSMANN GROUP INC. | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $734 | — | $734 | 5.95% |
| INGENIUM PRIME INC3 Filed as: INGENIUM PRIME INC. | 740 REGENT STREET- 4TH FLOOR MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $466 | — | $466 | 3.78% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES INC. | 306 WEST ERIE ST- 3RD FLOOR CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $65 | $65 | 0.53% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS INC. | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | WYSSTA INSURANCE COMPANY INC. | $862 | — | $862 | 8.62% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS INC. | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $46 | $28 | $74 | 8.10% |
| HAUSMANN GROUP INC3 | PO BOX 259408 MADISON, WI 53725 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $55 | — | $55 | 6.02% |
| INGENIUM PRIME INC3 | 740 REGENT STREET-4TH FLOOR MADISON, WI 53715 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $36 | — | $36 | 3.94% |
| WATCHTOWER TECHNOLOGIES INC3 | 306 WEST ERIE STREET - 3RD FLOOR CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5 | $5 | 0.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | DEAN HEALTH PLAN INC | 168 | $922K |
| Dental | DELTA DENTAL OF WISCONSIN | 108 | $52K |
| Vision | WYSSTA INSURANCE COMPANY INC. | 110 | $10K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $40K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 126 | $63K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $12K |
| Other(5 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.