| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 2725 SOUTH MOORLAND RD. NEW BERLIN, WI 53151 | DEAN HEALTH PLAN INC. | $21K | — | $21K | 2.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY | 2725 S. MOORLAND RD. NEW BERLIN, WI 53151 | STARMOUNT LIFE INSURANCE COMPANY | $5K | $965 | $6K | 7.53% |
| MARSH & MCLENNAN AGENCY LLC3 | 2725 S. MOORLAND RD. NEW BERLIN, WA 53151 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $374 | $3K | 7.99% |
| CAMERON SUTTON ROBERTS3 | N9404 ROSELLA DR. APPLETON, WI 54915 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $474 | $2K | 5.85% |
| MAYNARD IRVIN HEBERT II3 Filed as: MAYNARD IRVIN HEBERT | 106 CUMBERLYNN DR. FOND DU LAC, WI 54935 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $22 | $2K | 4.06% |
| THE WILLIAM MORRIS GROUP PA3 Filed as: WILLIAM MORRIS | 1116 CANNELL CT. ROCKTON, IL 61072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $633 | — | $633 | 1.59% |
| ROBERT VESTAL3 | PO BOX 1240 DELAND, FL 32721 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.13% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 7.77% |
| ROBERT J DONOHUE3 Filed as: ROBERT J. DONOHUE | PO BOX 207 MOSINEE, WA 54455 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.03% |
| MIDWEST SELECT INSURANCE GROUP LLC3 Filed as: MIDWEST SELECT INSURANCE GROUP | N27 W23953 PAUL RD STE 200 PEWAUKEE, WA 53072 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.77% |
| NICHOLAS KIEKOW3 | N27 W23953 PAUL RD STE 200 PEWAUKEE, WI 53072 | TRANSAMERICA LIFE INSURANCE COMPANY | $731 | — | $731 | 1.89% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.50% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $1K | $7K | 28.56% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $759 | $3K | 13.95% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $557 | $3K | 18.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | DEAN HEALTH PLAN INC. | 199 | $1.0M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 140 | $79K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 140 | $79K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $45K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 163 | $63K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $14K |
| Other(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 202 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.