| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC. | 1200 N. MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $2K | $2K | 0.03% |
| THE HORTON GROUP3 | N19W24101 RIVERWOOD DR. WAUKESHA, WI 53188 | DELTA DENTAL OF WISCONSIN | $4K | — | $4K | 0.79% |
| HAYS COMPANIES, INC.3 Filed as: HAYS OF UTAH INSURANCE SERVICES | 257 EAST 200 SOUTH, SUITE 700 SALT LAKE CITY, UT 84111 | SELECTHEALTH | $7K | — | $7K | 2.07% |
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | SELECTHEALTH | $3K | — | $3K | 0.99% |
| PATRICK J KOHLER3 Filed as: PATRICK J. KOHLER | 11270 WEST PARK PLACE, SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $12K | $5K | $18K | 5.32% |
| WILLIAM JOHN COLLINS3 | 1036 WEST JUNEAU AVENUE, SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $9K | $2K | $12K | 3.51% |
| BRIAN P DIX3 Filed as: BRIAN P. DIX | 1036 WEST JEANEAU AVENUE, SUITE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $9K | $2K | $12K | 3.51% |
| THE HOLTER AGENCY INC3 Filed as: THE HOLTER AGENCY, INC. | 100 EAST WISCONSIN AVENUE SUITE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $5K | $594 | $6K | 1.67% |
| JAMES P GROGAN3 Filed as: JAMES P. GROGAN | 11270 WEST PARK PLACE, SUITE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $444 | $2K | 0.51% |
| PATRICK J KOHLER3 Filed as: PATRICK J. KOHLER | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $13K | $3K | $16K | 4.99% |
| WILLIAM JOHN COLLINS3 | 1036 W. JUNEAU AVE. MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $10K | $2K | $12K | 3.75% |
| BRIAN P DIX3 Filed as: BRIAN DIX | 1036 W. JUNEAU AVE STE 302 MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $10K | $2K | $12K | 3.75% |
| THE HOLTER AGENCY INC3 Filed as: THE HOLTER AGENCY, INC. | 100 E. WISCONSIN AVE STE 2300 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $5K | $621 | $6K | 1.79% |
| JAMES P GROGAN3 Filed as: JAMES P. GROGAN | 11270 W. PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $464 | $2K | 0.54% |
| IBENEFIT COMMUNICATION LLC3 Filed as: IBENEFIT COMMUNICATION, LLC | 6230 FAIRVIEW RD. STE 210 CHARLOTTE, NC 28210 | RELIASTAR LIFE INSURANCE COMPANY | $22K | $2K | $25K | 30.19% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP, INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIASTAR LIFE INSURANCE COMPANY | $17K | — | $17K | 20.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 863 | $7.4M |
| Dental | DELTA DENTAL OF WISCONSIN | 530 | $530K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 933 | $61K |
| Life insurance | NORTHWESTERN MUTUAL | 640 | $331K |
| Long-term disability | NORTHWESTERN MUTUAL | 642 | $324K |
| Prescription drug(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 863 | $7.4M |
| Other(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 640 | $413K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 933 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.