| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT SERVICES GROUP, INC.3 Filed as: BENEFIT SERVICES GROUP | N25 W23050 PAUL ROAD PEWAUKEE, WI 53072 | COMPCARE HEALTH SERVICES INSURANCE CORPORATION | $208K | — | $208K | 4.39% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP OF WI | 1200 NORTH MAYFAIR RD MILWAUKEE, WI 53226 | COMPCARE HEALTH SERVICES INSURANCE CORPORATION | $47K | — | $47K | 1.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES | S 8TH STREET STE 700 MINNEAPOLIS, MN 55402 | COMPCARE HEALTH SERVICES INSURANCE CORPORATION | $24K | — | $24K | 0.49% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 S MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | DELTA DENTAL OF WISCONSIN | $29K | — | $29K | 6.15% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: BENEFIT SERVICES GROUP | N25 W23050 PAUL ROAD PEWAUKEE, WI 53072 | QUARTZ HEALTH BENEFIT PLANS CORPORATION | $11K | — | $11K | 2.47% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP OF WI | 80 S 8ST STE 700 MINNEAPOLIS, MN 55402 | QUARTZ HEALTH BENEFIT PLANS CORPORATION | $3K | — | $3K | 0.82% |
| PARTICK KOHLER3 | 11270 W PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $11K | $5K | $16K | 5.59% |
| WILLIAM JOHN COLLINS3 | 1036 W JUNEAU AVE MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $9K | $2K | $11K | 3.72% |
| BRIAN P DIX3 | 1036 W JUNEAU AVE MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $9K | $2K | $11K | 3.72% |
| THE HOLTER AGENCY INC3 Filed as: THE HOLTER AGENCY | 100 E WISCONSIN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $5K | $551 | $5K | 1.77% |
| JAMES P GROGAN3 Filed as: JAMES GROGAN | 11270 W PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $412 | $2K | 0.54% |
| HAYS COMPANIES, INC.3 Filed as: HAYS OF UTAH INSURANCE SERVICES | 275 E 200 S STE 700 SALT LAKE CITY, UT 84111 | SELECT HEALTH | $4K | — | $4K | 1.35% |
| PATRICK J KOHLER3 Filed as: PATRICK KOHLER | 11270 W PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $11K | $3K | $13K | 4.96% |
| WILLIAM JOHN COLLINS3 | 1036 W JUNEAU AVE MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $8K | $2K | $10K | 3.72% |
| BRIAN P DIX3 | 1036 W JUNEAU AVE MILWAUKEE, WI 53233 | NORTHWESTERN MUTUAL | $8K | $2K | $10K | 3.72% |
| THE HOLTER AGENCY INC3 Filed as: THE HOLTER AGENCY | 100 E WISCONSIN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $4K | $509 | $5K | 1.77% |
| JAMES P GROGAN3 Filed as: JAMES GROGAN | 11270 W PARK PL STE 100 MILWAUKEE, WI 53224 | NORTHWESTERN MUTUAL | $1K | $381 | $1K | 0.54% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: THE BENEFIT SERVICES GROUP | N25 W23050 PAUL RD PEWAUKEE, WI 53072 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 5.68% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 SOUTH 8TH STREET MINNEAPOLIS, MN 55402 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.32% |
| M BARRINGTON CORPORATION3 | 1325 W TOWNE SQUARE RD MEQUON, WI 53092 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $1K | $8K | 14.69% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: THE BENEFIT SERVICES GROUP | W23050 PAUL RD PEWAUKEE, WI 53072 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 11.23% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $2K | $2K | 3.03% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: BENEFIT SERVICES GROUP | PO BOX 78117 MILWAUKEE, WI 53278 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 8.18% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $801 | — | $801 | 1.82% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: BENEFIT SERVICES GROUP | PO BOX 6762 CAROL STREAM, IL 60197 | CARE PLUS DENTAL PLANS INC | $931 | — | $931 | 2.93% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 NORTH MAYFAIR RD MILWAUKEE, WI 53226 | CARE PLUS DENTAL PLANS INC | $655 | — | $655 | 2.06% |
| M BARRINGTON CORPORATION3 | 1325 W TOWNE SQUARE RD MEQUON, WI 53092 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $572 | $3K | 20.48% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: THE BENEFIT SERVICES GROUP | W23050 PAUL RD PEWAUKEE, WI 53072 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 15.70% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $413 | $413 | 3.13% |
| M BARRINGTON CORPORATION3 | 1325 W TOWNE SQUARE RD MEQUON, WI 53092 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $683 | $96 | $779 | 9.36% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: THE BENEFIT SERVICES GROUP | W23050 PAUL RD PEWAUKEE, WI 53072 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $580 | — | $580 | 6.97% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST STE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $192 | $192 | 2.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 582 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 592 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMPCARE HEALTH SERVICES INSURANCE CORPORATION | 332 | $5.0M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF WISCONSIN | 438 | $509K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 413 | $59K |
| Life insurance | NORTHWESTERN MUTUAL | 592 | $290K |
| Short-term disability(2 contracts) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 15 | $22K |
| Long-term disability(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 597 | $320K |
| Prescription drug | QUARTZ HEALTH BENEFIT PLANS CORPORATION | 103 | $427K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 143 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 597 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.