| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: RICH REDA / LOCKTON COMPANIES, LLC | 444 W 47TH ST. #900 KANSAS CITY, MO 64112 | DEAN HEALTH PLAN INC | $21K | $0 | $21K | 1.39% |
| LOCKTON COMPANIES, LLC3 Filed as: DAVID ARVOLA / LOCKTON COMPANIES | 3 CITY PLACE DR. ST. LOUIS, MO 63141 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $32K | $0 | $32K | 4.82% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON P.O. BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $0 | $5K | $5K | 0.97% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON P.O. BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $0 | $5K | $5K | 1.10% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON P.O. BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $26K | $2K | $29K | 16.28% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON P.O. BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $11K | $625 | $12K | 21.13% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON P.O. BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $3K | $215 | $3K | 8.83% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON P.O. BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $3K | $301 | $4K | 16.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,814 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 67 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 139 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,020 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | DEAN HEALTH PLAN INC | 341 | $3.4M |
| Dental | DELTA DENTAL OF WISCONSIN | 2,409 | $1.7M |
| Vision | WYSSTA INSURANCE COMPANY INC | 2,136 | $264K |
| Life insurance(2 contracts) | FIRST RELIANCE STANDARD | 2,751 | $632K |
| Short-term disability | FIRST RELIANCE STANDARD | 450 | $37K |
| Long-term disability | FIRST RELIANCE STANDARD | 2,753 | $515K |
| Other(5 contracts) | FIRST RELIANCE STANDARD | 2,751 | $747K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,753 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.