| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 444 W 47TH ST #900 KANSAS CITY, MO 64112 | DEAN HEALTH PLAN INC | $19K | $0 | $19K | 1.33% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3 CITY PLACE DR. ST. LOUIS, MO 63141 | GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN | $32K | $0 | $32K | 4.83% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON CO PO BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $0 | $5K | $5K | 0.89% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON CO PO BOX 505115 ST. LOUIS, MO 63150 | LOCKTON COMPANIES LLC | $0 | $5K | $5K | 0.96% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON CO PO BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $27K | $3K | $30K | 16.73% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON CO PO BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $10K | $688 | $11K | 21.38% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON CO PO BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $4K | $438 | $4K | 16.82% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | ST. LOUIS SERIES OF LOCKTON CO PO BOX 505115 ST. LOUIS, MO 63150 | FIRST RELIANCE STANDARD | $2K | $214 | $2K | 11.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,539 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 59 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | DEAN HEALTH PLAN INC | 320 | $3.1M |
| Dental | DELTA DENTAL OF WISCONSIN | 2,205 | $1.6M |
| Vision | WYSSTA INSURANCE COMPANY INC | 1,945 | $256K |
| Life insurance(2 contracts, 2 carriers) | LOCKTON COMPANIES LLC | 2,697 | $701K |
| Short-term disability | FIRST RELIANCE STANDARD | 231 | $21K |
| Long-term disability | FIRST RELIANCE STANDARD | 2,699 | $563K |
| Other(4 contracts, 2 carriers) | LOCKTON COMPANIES LLC | 2,697 | $775K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,699 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.