| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | BERKLEY LIFE | $90K | $12K | $103K | 11.27% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNERS GROUP | 18700 N. HAYDEN ROAD SUITE 405 SCOTTSDALE, AZ 85255 | BERKLEY LIFE | — | $53K | $53K | 5.81% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 650 MILWAUKEE, WI 53202 | DELTA DENTAL OF WISCONSIN | — | $6K | $6K | 5.29% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE | $5K | — | $5K | 15.00% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE | — | $2K | $2K | 5.00% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE | — | $729 | $729 | 2.35% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $519 | $519 | 1.98% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $954 | $954 | 5.00% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $381 | $381 | 2.00% |
| ROBERTSON RYAN & ASSOCIATES3 | 2 PLAZA EAST STE 650 330 E. KILBOURN AVENUE MILWAUKEE, WI 53202 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 9.97% |
| UNITED OF OMAHA LIFE INSURANCE CO5 Filed as: UNITED OF OMAHA LIFE INSURANCE | MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 87.98% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE STE 850 MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $414 | — | $414 | 10.01% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD FL 2 HAUPPAUGE, NY 11788 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $207 | $207 | 5.00% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E. KILBOURN AVENUE MILWAUKEE, WI 53202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $83 | $83 | 2.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | 115 W. WAUSAU AVENUE WAUSAU, WI 54401 | $77K |
| ROBERTSON RYAN & ASSOCIATES, INC EIN 39-0605130 BROKER | Other commissions Service code 55 | 2 PLAZA EAST STE 650 330 E. KILBOURN AVENUE MILWAUKEE, WI 53202 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF WISCONSIN | 123 | $121K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 219 | $19K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $26K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE | 102 | $910K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE | 102 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.