| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRICOR, INC3 Filed as: TRICOR INSURANCE | 230 W CHERRY ST LANCASTER, WI 53813 | QUARTZ HEALTH BENEFIT PLANS CORPORATION | $24K | — | $24K | 1.53% |
| TRICOR, INC3 Filed as: TRICOR INSURANCE BRADLEY SCHROEDER | PO BOX 450 230 W CHERRY ST LANCASTER, WI 53813 | DEAN HEALTH PLAN INC | $22K | — | $22K | 1.51% |
| TRICOR, INC3 | PO BOX 450 LANCASTER, WI 53813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 3.07% |
| TRICOR, INC3 Filed as: TRICOR INSURANCE AGENCY | 230 W CHERRY ST LANCASTER, WI 53813 | DELTA DENTAL OF WISCONSIN | $6K | — | $6K | 3.12% |
| TRICOR, INC3 | PO BOX 450 LANCASTER, WI 53813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 11.71% |
| TRICOR, INC3 | PO BOX 450 LANCASTER, WI 53813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 9.07% |
| TRICOR, INC3 | PO BOX 450 LANCASTER, WI 53813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 8.98% |
| TRICOR, INC3 | PO BOX 450 LANCASTER, WI 53813 | MUTUAL OF OMAHA INSURANCE COMPANY | $573 | — | $573 | 9.99% |
| TRICOR, INC3 Filed as: TRICOR, INC. | PO BOX 450 LANCASTER, WI 53813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $367 | — | $367 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 283 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | QUARTZ HEALTH BENEFIT PLANS CORPORATION | 232 | $3.0M |
| Dental | DELTA DENTAL OF WISCONSIN | 256 | $199K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 280 | $96K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 280 | $204K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 105 | $52K |
| Prescription drug | QUARTZ HEALTH BENEFIT PLANS CORPORATION | 232 | $1.6M |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 280 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.