| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM JOHN COLLINS3 Filed as: WILLIAM J. COLLINS | SUITE 1500 EAST WISCONSIN AVE. MILWAUKEE, WI 53202 | KANSAS CITY LIFE INSURANCE COMPANY | $749 | $0 | $749 | 4.58% |
| DAVID STARK3 Filed as: DAVID R. STARK | 7423 N. STONEWOOD CIR MENOMONEE FALLS, WI 53202 | KANSAS CITY LIFE INSURANCE COMPANY | $632 | $0 | $632 | 3.87% |
| PERRY FINANCIAL ASSOCIATES INC.3 | 11270 W. PARK PLACE, SUITE 1050 MILWAUKEE, WA 53224 | THE PAUL REVERE LIFE INSURANCE COMPANY | $211 | $0 | $211 | 2.78% |
| PERRY FINANCIAL ASSOCIATES INC.3 | 11270 W PARK PL STE 1050 MILWAUKEE, WI 53224 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7 | $0 | $7 | 1.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | KANSAS CITY LIFE INSURANCE COMPANY | 188 | $16K |
| Long-term disability(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 187 | $37K |
| Other | KANSAS CITY LIFE INSURANCE COMPANY | 188 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.