| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $15K | $40K | 6.27% |
| BENEFITSTORE INC3 | 100 BENEFITFOCUS WAY CHARLESTON, SC 29492 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 0.50% |
| BYRNE, BYRNE AND COMPANY3 Filed as: BYRNE BYRNE CO | 217 N JEFFERSON ST STE 450 CHICAGO, IL 60661 | SUN LIFE ASSURANCE COMPANY OF CANADA | $38K | — | $38K | 6.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $27K | $0 | $27K | 4.65% |
| ARLEN ROGER3 | 2121 N CALIFORNIA BLVD 1000 WALNUT CREEK, CA 94596 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 4.81% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 2121 N CALIFORNIA BLVD 1000 ATTN ERICA MENDEZ WALNUT CREEK, CA 94596 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 4.56% |
| ECA FINANCIAL SERVICES INC3 Filed as: ECA FINANCIAL SERVICES | 10105 E VIA LINDA 103-300 SCOTTSDALE, AZ 85258 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 1.39% |
| STEVEN GARDINER3 | 100 E WISCONSIN AVE #2300 MILWAUKEE, WI 53202 | JOHN HANCOCK | $6K | — | $6K | 7.52% |
| BENEFITSTORE INC3 Filed as: BENEFITSTORE | 100 BENEFITFOCUS WAY DANIEL ISLAND, SC 29492 | RELIASTAR LIFE INSURANCE COMPANY | $12K | $0 | $12K | 20.00% |
| ECA FINANCIAL SERVICES INC3 Filed as: ECA FINANCIAL SERVICES | 10105 E VIA LINDA 103 300 SCOTTSDALE, AZ 85258 | UNUM LIFE INSURANCE OF AMERICA | $288 | $0 | $288 | 6.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 925 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 95 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,020 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QUARTZ HEALTH BENEFIT PLANS CORPORATION | 119 | $787K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,723 | $635K |
| Vision | NATIONAL VISION ADMINISTRATORS LLC | 1,406 | $91K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 940 | $578K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 867 | $574K |
| Long-term disability(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 867 | $690K |
| Prescription drug | QUARTZ HEALTH BENEFIT PLANS CORPORATION | 119 | $787K |
| Other(3 contracts, 3 carriers) | JOHN HANCOCK | 925 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,723 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.