Insurance carrier

AURORA HEALTHCARE

dental: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
WI	1	$2K	0.0%	26.54x
IL	1	$21K	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of AURORA HEALTHCARE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where AURORA HEALTHCARE is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
TRUSTEES OF UFCW LOCAL 1546 HEALTH AND WELFARE FUND UNITED FOOD AND COMMERCIAL WORKERS LOCAL 1546 HEALTH AND WELFARE FUND	IL	$21K	232	mixed	—
CURRENT ELECTRIC COMPANY CURRENT ELECTRIC GROUP EAP PLAN	WI	$2K	130	fully insured	—