See 7 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 6 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing); Direct payment from the plan Service code 10 | — | $169K |
| MORGAN STANLEY EIN 26-4310632 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $48K |
| SACHS WALDMAN PROFESSIONAL CORP. EIN 38-1905521 NONE | Legal; Direct payment from the plan Service code 29 | — | $43K |
| EHIM EIN 38-2776173 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $25K |
| BENDA, GRACE, STULZ & COMPANY, P.C. EIN 38-2284921 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $17K |
| STEFANSKY, HOLLOWAY, & NICHOLS, INC EIN 38-2388845 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $17K |
| LEGG MASON NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | P.O. BOX 9699 PROVIDENCE, RI 029409699 | $9K |
| REHMANN CAPITAL ADVISORY GROUP LLC NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | 1500 W. BIG BEAVER ROAD TROY, MI 48044 | $8K |
| GREAT LAKES BENEFIT GROUP EIN 20-5609101 NONE | Other commissions; Direct payment from the plan; Insurance agents and brokers; Consulting (general) Service code 16 | — | $8K |
| INLAND PRESS NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 2001 W. LAFAYETTE BLVD. DETROIT, MI 48207 | $6K |
| BOYD WATTERSON NONE | Trustee (directed); Investment management fees paid indirectly by plan Service code 25 | 1801 E 9TH ST 1400 CLEVELAND, OH 44114 | $0 |
| CLEARBRIDGE INVESTMENTS NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 620 8TH AVENEU 48 NEW YORK, NY 10018 | $0 |
| CONFLUENCE IVNESTMENT MANAGEMENT NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 20 ALLEN AVE 300 WEBSTER GROOVES, MO 63119 | $0 |
| GREAT LAKES INVESTMENT MGMT NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | 7017 PEARL RD CLEVELAND, OH 44130 | $0 |
| HARDING LOEVNER NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 400 CROSSING BLVD 4TH FLR BRIDGEWATER, NJ 08807 | $0 |
| THE LONDON COMPANY NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | 1800 BYBERRY CT 301 RICHMOND, VA 23226 | $0 |
| WESTERN ASSET MANAGEMENT NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 385 EAST COLORADO BLVD PASADENA, CA 91101 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 653 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 0 | $95K |
| Vision(2 contracts, 2 carriers) | EYE MED | 747 | $29K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 602 | $37K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 604 | $117K |
| Other(2 contracts, 2 carriers) | HEALTH ALLIANCE PLAN | 602 | $176K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 747 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.