See 6 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 6 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEIU LOCAL 1 EIN 36-0899855 EMPLOYEE ORGANIZATION | Direct payment from the plan; Accounting (including auditing); Contract Administrator Service code 10 | — | $135K |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Accounting (including auditing); Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | — | $72K |
| REHMANN CAPITAL ADVISORY GROUP, LLC NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 1500 W. BIG BEAVER ROAD TROY, MI 48044 | $48K |
| SACHS WALDMAN PROFESSIONAL CORP. EIN 38-1905521 NONE | Legal; Direct payment from the plan Service code 29 | — | $32K |
| EHIM EIN 38-2776173 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $22K |
| BENDA, GRACE, STULZ & COMPANY, P.C. EIN 38-2284921 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
| INLAND PRESS NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 2001 W. LAFAYETTE BLVD. DETROIT, MI 48207 | $8K |
| GREAT LAKES BENEFIT GROUP EIN 20-5609101 NONE | Consulting (general); Other commissions; Insurance agents and brokers; Direct payment from the plan Service code 16 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 655 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 662 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 848 | $144K |
| Vision | HERITAGE VISION PLANS, INC. | 783 | $29K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 625 | $42K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 625 | $134K |
| Other(2 contracts, 2 carriers) | HEALTH ALLIANCE PLAN | 625 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 848 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.