No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE | Claims processing; Contract Administrator; Other fees; Direct payment from the plan; Insurance services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 12 | — | $3.4M |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Contract Administrator; Claims processing; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing) Service code 10 | — | $878K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $181K |
| TRADE SOLUTIONS NONE | Direct payment from the plan; Participant communication; Copying and duplicating Service code 36 | PO BOX 1318 CLARKSTON, MI 48348 | $109K |
| SEGALL BRYANT & HAMILL EIN 41-1178835 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $94K |
| HEALTH PLAN ADVOCATE NONE | Other services Service code 49 | 5380 CASCADE RD SE GRAND RAPIDS, MI 49546 | $86K |
| MICHIGAN LABORERS FBF JDC EIN 34-2013845 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $82K |
| LEGGHIO & ISRAEL EIN 38-1971448 NONE | Direct payment from the plan; Legal Service code 29 | — | $81K |
| ROBERT W BAIRD & COMPANY INC NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 300 PARK ST, STE 240 BIRMINGHAM, MI 48009 | $46K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $36K |
| BENDA, GRACE, STULZ & COMPANY, PC EIN 38-2284921 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $29K |
| CHEIRON EIN 13-4215617 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $18K |
| DBI BUSINESS INTERIORS NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 912 EAST MICHIGAN LANSING, MI 48901 | $12K |
| MADDIN, HAUSER, ROTH & HELLER PC NONE | Direct payment from the plan; Legal Service code 29 | 28400 NORTHWESTERN HWY SOUTHFIELD, MI 48034 | $6K |
| COMERICA EIN 38-6222545 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,924 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,201 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN MEDICARE ADVANTAGE | 1,064 | $2.6M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN MEDICARE ADVANTAGE | 1,064 | $2.6M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 5,789 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,789 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.