No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE | Direct payment from the plan; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Insurance services; Float revenue; Contract Administrator; Claims processing Service code 12 | — | $3.9M |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Direct payment from the plan; Accounting (including auditing); Contract Administrator Service code 10 | — | $846K |
| MICHAEL G. BUCK NONE | Insurance brokerage commissions and fees; Non-monetary compensation; Other fees; Other commissions; Insurance agents and brokers Service code 22 | 38233 MOUND ROAD BLDG F STERLING HEIGHTS, MI 48310 | $239K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $194K |
| SEGALL BRYANT & HAMILL EIN 41-1788385 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $141K |
| LEGGHIO & ISREAL, PC EIN 38-1971448 NONE | Legal; Direct payment from the plan Service code 29 | — | $93K |
| SALUS GROUP NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees; Other commissions; Consulting (general) Service code 15 | 38221 MOUND ROAD STERLING HEIGHTS, MI 48310 | $78K |
| MICHIGAN LABORERS FBF JDC EIN 34-2013845 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $71K |
| TRADE SOLUTIONS NONE | Participant communication; Copying and duplicating; Direct payment from the plan Service code 36 | PO BOX 1318 CLARKSTON, MI 48348 | $58K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $30K |
| BENDA, GRACE, STULZ & COMPANY PC EIN 38-2284921 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $27K |
| CHEIRON, INC EIN 13-4215617 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $17K |
| DBI BUSINESS INTERIORS NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 912 EAST MICHIGAN LANSING, MI 48912 | $12K |
| SEIZERT CAPITAL PARTNERS EIN 38-3553488 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| ROBERT W BAIRD & COMPANY INC NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 300 PARK STREET SUITE 240 BIRMINGHAM, MI 48009 | $7K |
| MADDIN, HAUSER, ROTH & HELLER PC NONE | Legal; Direct payment from the plan Service code 29 | 28400 NORTHWESTERN HWY SOUTHFIELD, MI 48034 | $7K |
| COMERICA BANK EIN 38-6222545 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,431 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,133 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,564 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN MEDICARE ADVANTAGE | 1,039 | $2.1M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN MEDICARE ADVANTAGE | 1,039 | $2.1M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 6,499 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,499 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.