No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE | Claims processing Service code 12 | — | $1.6M |
| TIC INTERNATIONAL CORP EIN 13-2600875 NONE | Accounting (including auditing) Service code 10 | — | $812K |
| MICHAEL G. BUCK NONE | Insurance agents and brokers Service code 22 | 38233 MOUND ROAD BLDG F STERLING HEIGHTS, MI 48310 | $131K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Claims processing Service code 12 | — | $63K |
| LEGGHIO ISREAL, PC EIN 38-1971448 NONE | Legal Service code 29 | — | $53K |
| MICHIGAN CARPENTERS PENSION FUND EIN 38-6233978 NONE | Other services Service code 49 | — | $41K |
| BENDA, GRACE, STULZ & COMPANY PC EIN 38-2284921 NONE | Accounting (including auditing) Service code 10 | — | $25K |
| TRADE SOLUTIONS NONE | Copying and duplicating Service code 36 | PO BOX 1318 CLARKSTON, MI 48347 | $16K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Actuarial Service code 11 | — | $12K |
| SEGALL, BRYANT & HAMILL EIN 41-1788385 NONE | Investment management Service code 28 | — | $11K |
| ERMAN, TEICHER, MILLER, ZUCKER EIN 38-1468534 NONE | Legal Service code 29 | — | $10K |
| DBI BUSINESS INTERIORS NONE | Copying and duplicating Service code 36 | 912 EAST MICHIGAN LANSING, MI 48901 | $7K |
| SACHS WALDMAN PROFESSIONAL CORP EIN 38-1905521 NONE | Legal Service code 29 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,813 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 984 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,797 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 2,888 | $508K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,888 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.