See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EXPRESS SCRIPTS NONE | Claims processing; Direct payment from the plan Service code 12 | 4415 LEWIS RD 800-233-7139 HARRISBURG, PA 17111 | $18.6M |
| BENESYS, INC. EIN 38-2383171 NONE | Plan Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | 700 TOWER DR, SUITE 300 TROY, MI 48098 | $2.4M |
| HAP PREFERRED INCORPORATED EIN 38-2242827 NONE | Claims processing; Direct payment from the plan Service code 12 | 2850 WEST GRAND BLVD DETROIT, MI 48202 | $1.3M |
| ZELIS NONE | Consulting (general); Direct payment from the plan Service code 16 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $843K |
| AMERICAN HEALTH HOLDING NONE | Direct payment from the plan; Consulting (general) Service code 16 | 7400 W. CAMPUS ROAD F-510 NEW ALBANY, OH 43054 | $494K |
| CARPENTERS FRINGE BENEFIT FUNDS JDC EIN 38-3345174 NONE | Direct payment from the plan; Other services Service code 49 | 22260 HAGGERTY RD STE 350 NORTHVILLE, MI 48167 | $322K |
| AMERICARE NONE | Direct payment from the plan; Other services Service code 49 | 1938 WOODSLEE DRIVE TROY, MI 48083 | $308K |
| NOVARA, TESIJA & CATENACCI, PLLC EIN 38-3763096 NONE | Legal; Direct payment from the plan Service code 29 | 2000 TOWN CENTER STE 2370 SOUTHFIELD, MI 48075 | $199K |
| GOLDEN DENTAL PLANS, INC NONE | Direct payment from the plan; Insurance services Service code 23 | 29377 HOOVER ROAD WARREN, MI 48093 | $191K |
| BOYD WATTERSON ASSET MANAGEMENT LLC NONE | Custodial (securities); Securities brokerage; Investment advisory (plan); Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 19 | 1801 E 9TH ST, STE 1400 312-224-3064 CLEVELAND, OH 44114 | $187K |
| MORGAN STANLEY GLOBAL BANKING EIN 13-2919773 NONE | Custodial (securities); Investment management fees paid directly by plan; Direct payment from the plan; Investment advisory (plan); Investment management; Securities brokerage; Named fiduciary Service code 19 | 101 W.BIG BEAVER RD S1200 TROY, MI 48084 | $131K |
| AMERICAN GRAPHICS PRINTING CO EIN 38-2090931 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 34895 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $118K |
| BULTYNCK & CO., PLLC EIN 20-3920878 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 15985 CANAL ROAD CLINTON TOWNSHIP, MI 48038 | $40K |
| WAGNER LAW FIRM NONE | Legal; Direct payment from the plan Service code 29 | 99 SUMMER ST BOSTON, MA 02110 | $25K |
| BENDA, GRACE, STULZ& CO. NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 38800 VAN DYKE STERLING HEIGHTS, MI 48312 | $23K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Direct payment from the plan; Actuarial Service code 11 | 11590 N. MERIDIAN STE 610 CARMEL, IN 46032 | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,794 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,988 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF MICHIGAN | 13,109 | $3.9M |
| Vision | VISION SERVICE PLAN | 5,890 | $430K |
| Prescription drug(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 2,898 | $6.9M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 5,746 | $607K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.