See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Direct payment from the plan Service code 50 | 700 TOWER DR, SUITE 300 TROY, MI 48098 | $2.1M |
| HAP PREFERRED INCORPORATED EIN 38-2242827 NONE | Direct payment from the plan Service code 50 | 2850 WEST GRAND BLVD DETROIT, MI 48202 | $964K |
| ZELIS NONE | Consulting (general) Service code 16 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $359K |
| CARPENTERS FRINGE BENEFIT FUNDS JDC EIN 38-3345174 NONE | Other services Service code 49 | 22260 HAGGERTY RD STE 350 NORTHVILLE, MI 48167 | $283K |
| AMERICAN HEALTH HOLDING NONE | Direct payment from the plan Service code 50 | 7400 W. CAMPUS ROAD F-510 NEW ALBANY, OH 43054 | $263K |
| NOVARA, TESIJA & CATENACCI, PLLC EIN 38-3763096 NONE | Direct payment from the plan Service code 50 | 2000 TOWN CENTER STE 2370 SOUTHFIELD, MI 48075 | $247K |
| AMERICARE NONE | Direct payment from the plan Service code 50 | 1938 WOODSLEE DRIVE TROY, MI 48083 | $146K |
| SUNLIFE FINANCIAL NONE | Direct payment from the plan Service code 50 | 1 SUN LIFE EXECUTIVE PARK WELLESLEY HILLS, MA 02481 | $110K |
| UNION SERVICES AGENCY EIN 38-3297465 NONE | Direct payment from the plan Service code 50 | 119 PERE MARQUETTE DRIVE LANSING, MI 48912 | $80K |
| AMERICAN GRAPHICS PRINTING CO EIN 38-2090931 NONE | Direct payment from the plan Service code 50 | 34895 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $65K |
| GOLDEN DENTAL PLANS, INC NONE | Direct payment from the plan Service code 50 | 29377 HOOVER ROAD WARREN, MI 48093 | $56K |
| BOYD WATTERSON ASSET MANAGEMENT LLC NONE | Direct payment from the plan Service code 50 | 1801 E 9TH ST, STE 1400 312-224-3064 CLEVELAND, OH 44114 | $54K |
| BULTYNCK & CO., PLLC EIN 20-3920878 NONE | Direct payment from the plan Service code 50 | 15985 CANAL ROAD CLINTON TOWNSHIP, MI 48038 | $37K |
| MORGAN STANLEY GLOBAL BANKING EIN 13-2919773 NONE | Investment advisory (plan) Service code 27 | 101 W.BIG BEAVER RD S1200 TROY, MI 48084 | $25K |
| LEGGHIO & ISRAEL, P.C. EIN 38-1971448 NONE | Direct payment from the plan Service code 50 | 3811 306 S. WASHINGTON ROYAL OAK, MI 48067 | $24K |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Direct payment from the plan Service code 50 | 6525 CENTURION DR. LANSING, MI 48917 | $22K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Direct payment from the plan Service code 50 | 11590 N. MERIDIAN STE 610 CARMEL, IN 46032 | $16K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE | Custodial (securities) Service code 19 | 1500 WEST MARKET STREET MEQUON, WI 53092 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,372 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,836 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF MICHIGAN | 13,609 | $2.8M |
| Vision | VISION SERVICE PLAN | 6,060 | $323K |
| Prescription drug(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 2,936 | $4.5M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 6,002 | $528K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,609 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.