| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS. OF NV | PO BOX 743171 LOS ANGELES, CA 90074 | HARTFORD LIFE AND ACCIDENT | $196K | $40K | $236K | 12.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DR SUITE 100 LAS VEGAS, NV 891193732 | KAISER FOUNDATION HEALTH PLAN INC. | $49K | $0 | $49K | 4.34% |
| ROBYN L PIPER3 Filed as: ROBYN LEIGH PIPER | 2300 WEST SAHARA DRIVE SUITE 800 LAS VEGAS, NV 89102 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $18K | $0 | $18K | 4.94% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DR SUITE 100 LAS VEGAS, NV 891193732 | KAISER FOUNDATION HEALTH PLAN INC. | $19K | $0 | $19K | 9.62% |
| ROBYN L PIPER3 Filed as: ROBYN LEIGH PIPER | 11622 EL CAMINO REAL SUITE 100 SAN DIEGO, CA 92130 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $6K | $0 | $6K | 3.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF NV, INC. | PO BOX 743171 LOS ANGELES, CA 90074 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $14K | $559 | $14K | 9.49% |
| BUSINESSOLVER.COM, INC.3 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $2K | $2K | 1.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SERVICES OF NV | 975 KELLY JOHNSON DRIVE SUITE 100 LAS VEGAS, NV 89119 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $1K | $1K | 0.70% |
| ROBYN PIPER3 | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 89102 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $366 | $366 | 0.24% |
| ACS HUMAN RESOURCE SOLUTIONS, INC.3 Filed as: ACS HUMAN RESOURCE SOLUTIONS INC. | DEPT CH 14061 PALATINE, IL 600554061 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $25 | $25 | 0.02% |
| ROBYN PIPER3 | 2300 WEST SAHARA AVENUE SUITE 800 LAS VEGAS, NV 89102 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $4K | $0 | $4K | 4.67% |
| ROBYN L PIPER3 Filed as: ROBYN LEIGH PIPER | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 89102 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $3K | $0 | $3K | 5.24% |
| PIPER JORDAN3 | 12520 HIGH BLUFF DR SAN DIEGO, CA 92130 | ZURICH AMERICAN INSURANCE COMPANY | $854 | $0 | $854 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,276 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 173 | $2.0M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 12,937 | $2.0M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 12,937 | $2.0M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 15,908 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,908 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.