| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBYN PIPER3 | 2300 W SAHARA AVE LAS VEGAS, NV 89102 | AETNA LIFE INSURANCE CO. | $17K | $0 | $17K | 0.99% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 753202617 | AETNA LIFE INSURANCE CO. | $12K | $11 | $12K | 0.69% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $25K | $0 | $25K | 4.69% |
| ROBYN L PIPER3 Filed as: ROBYN LEIGH PIPER | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 89102 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $95K | $0 | $95K | 19.90% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753207640 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $54K | $0 | $54K | 11.21% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $9K | $0 | $9K | 4.22% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $8K | $80 | $8K | 4.66% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16K | $0 | $16K | 9.54% |
| ROBYN PIPER3 | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 89102 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $6K | $0 | $6K | 5.91% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $3K | $0 | $3K | 2.43% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $2K | $352 | $2K | 1.99% |
| ACS HUMAN RESOURCE SOLUTIONS, INC.3 Filed as: ACS HUMAN RESOURCE SOLUTIONS INC. | DBA BUCK CONSULTANTS LLC DEPT. CH. 14061 PALATINE, IL 600554061 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $89 | $89 | 0.08% |
| CONDUENT HR CONSULTING LLC3 | DEPT. CH. 14061 PALATINE, IL 600554061 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $13 | $13 | 0.01% |
| THE DBL CENTER LTD3 Filed as: DBL CENTER LTD | 155 PINELAWN ROAD SUITE 120S MELVILLE, NY 11747 | SHELTERPOINT LIFE INSURANCE COMPANY | $6K | $0 | $6K | 7.42% |
| ROBYN L PIPER3 Filed as: ROBYN LEIGH PIPER | 2300 W SAHARA AVE SUITE 800 LAS VEGAS, NV 89102 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $840 | $0 | $840 | 2.63% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $730 | $15 | $745 | 2.33% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $1K | $0 | $1K | 4.95% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | 484 LEXINGTON AVENUE 10TH FLOOR NEW YORK, NY 10017 | ZURICH AMERICAN INSURANCE COMPANY | $777 | $0 | $777 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 41 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 905 | $1.6M |
| Life insurance | AETNA LIFE INSURANCE CO. | 15,321 | $1.7M |
| Short-term disability | SHELTERPOINT LIFE INSURANCE COMPANY | 1,905 | $83K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 15,321 | $1.7M |
| Other(6 contracts, 5 carriers) | AETNA LIFE INSURANCE CO. | 15,900 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,900 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.