| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PEARSON, TRAVIS3 | 8880 RIO SAN DIEGO DRIVE STE 725 SAN DIEGO, CA 92108 | PRIORITY HEALTH | $48K | — | $48K | 2.00% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INSURANCE SERVICES INC | 6048 CORNERSTONE CT W STE B SAN DIEGO, CA 92121 | BLUE CROSS OF CALIFORNIA | $50K | — | $50K | 5.44% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INS SERVICES INC | 110 W A ST STE 725 SAN DIEGO, CA 92101 | PRINCIPAL LIFE INSURANCE COMPANY | $23K | — | $23K | 5.82% |
| ROGERS BENEFIT GROUP INC3 | 7310 N 16TH ST STE 226 PHOENIX, AZ 85020 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | — | $10K | 2.53% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INSURANCE SERVICES | 110 W A ST STE 725 SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $2K | — | $2K | 4.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRIORITY HEALTH | 366 | $3.3M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $393K |
| Vision | VISION SERVICE PLAN | 178 | $36K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $393K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $393K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $393K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 366 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.