| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PEARSON, TRAVIS3 | 8880 RIO SAN DIEGO DR STE 725 SAN DIEGO, CA 92108 | PRIORITY HEALTH | $57K | — | $57K | 2.00% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INSURANCE SERVICES INC | 8880 RIO SAN DIEGO DR STE 725 SAN DIEGO, CA 92108 | BLUE CROSS OF CALIFORNIA | $40K | — | $40K | 4.40% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INSURANCE SERVICES INC | 8880 RIO SAN DIEGO DR STE 725 SAN DIEGO, CA 92108 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | — | $8K | 3.35% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH ST STE 234 PHOENIX, AZ 85018 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 2.45% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INSURANCE SERVICES | 8880 RIO SAN DIEGO DR STE 725 SAN DIEGO, CA 92108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 8.61% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INSURANCE SERVICES | 8880 RIO SAN DIEGO DR STE 725 SAN DIEGO, CA 92108 | VISION SERVICE PLAN | $2K | — | $2K | 4.05% |
| CMR RISK & INSURANCE SERVICES, INC.3 Filed as: CMR RISK & INSURANCE SERVICES | 8880 RIO SAN DIEGO DR STE 725 SAN DIEGO, CA 92108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 16.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 206 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRIORITY HEALTH | 420 | $3.8M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 530 | $239K |
| Vision | VISION SERVICE PLAN | 203 | $41K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 530 | $359K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 530 | $359K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 530 | $359K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 217 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 530 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.