| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 Filed as: THE HORTON GROUP,INC-JEFFREY SEALEY | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | DELTA DENTAL OF OHIO | $6K | — | $6K | 5.43% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC THE | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| GUNNING, DIXIE3 | 22322 GRAND CORNER DRIVE STE 200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $948 | $759 | $2K | 3.24% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP, INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $504 | $504 | 0.96% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC THE | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| GUNNING, DIXIE6 | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $852 | $682 | $2K | 3.30% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP, INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $459 | $459 | 0.99% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC THE | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 8.02% |
| ONI RISK PARTNERS INC3 Filed as: ONI INSURANCE GROUP INC | 11711 N MERIDIAN ST STE 700 CARMEL, IN 46032 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $430 | — | $430 | 1.98% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC THE | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| GUNNING, DIXIE3 | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $278 | $222 | $500 | 3.34% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP, INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $150 | $150 | 1.00% |
| GUNNING, DIXIE3 | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $138 | $111 | $249 | 9.00% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP, INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $30 | $30 | 1.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 337 | $105K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 334 | $22K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 204 | $15K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 195 | $46K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 204 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 337 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.