| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | DELTA DENTAL OF OHIO | $4K | — | $4K | 3.93% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PARKWAY ORLANK PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $861 | $6K | 17.46% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES LLC | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $1K | $2K | 7.26% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 E. 96TH STREET SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $19 | — | $19 | 0.06% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $874 | $6K | 17.60% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES LLC | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $1K | $2K | 7.12% |
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $805 | $5K | 17.63% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES LLC | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $971 | $2K | 7.13% |
| ONI RISK PARTNERS INC3 Filed as: ONI INSURANCE GROUP | 600 E. 96TH STREET STE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $260 | $2K | 17.59% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES LLC | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $398 | $318 | $716 | 7.15% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP, INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60647 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $229 | $2K | 22.71% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES LLC | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $356 | $285 | $641 | 7.58% |
| ENTRUST AGENCIES INC3 Filed as: ENTRUST AGENCIES | 22322 GRAND CORNER DRIVE STE-200 KATY, TX 77494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $81 | $65 | $146 | 7.33% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP, INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60647 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $55 | $55 | 2.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 308 | $96K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 325 | $13K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 193 | $44K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 193 | $34K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 192 | $31K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 193 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.