No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC EIN 38-2383171 NONE | Claims processing; Copying and duplicating; Other services; Contract Administrator; Direct payment from the plan; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $188K |
| NOVARA TESIJA CATENACCI MCDONALD B EIN 38-2823147 NONE | Legal; Direct payment from the plan Service code 29 | — | $140K |
| RAEL & LETSON INC EIN 94-1701048 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $56K |
| ZAKERSKI & COMPANY EIN 38-2388845 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $20K |
| STEFANSKY HOLLOWAY & NICHOLS EIN 38-2388845 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $19K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $17K |
| OUT OF NETWORK SERVICES NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | 1 MEADOWLANDS PLAZA STE.#200 EAST RUTHERFORD, NJ 07073 | $11K |
| ELIXIR SOLUTIONS EIN 90-1011712 NONE | Claims processing; Direct payment from the plan; Insurance services Service code 12 | — | $11K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $7K |
| THE DISABILITY ADVOCATE NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | 28125 CABOT NOVI, MI 48377 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 322 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 335 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 432 | $101K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE COMPANY | 485 | $144K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 423 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 485 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.