See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGMA HEALTHCARE EIN 06-0303370 NONE | Other services; Participant communication; Claims processing; Contract Administrator Service code 12 | 11095 VIKING DRIVE, SUITE 350 EDEN PRAIRIE, MN 55344 | $205K |
| BENESYS, INC. EIN 38-2383171 NONE | Plan Administrator Service code 14 | 700 TOWER DR SUITE 300 TROY, MI 48098 | $183K |
| NOVARA TESIJA ETAL EIN 38-2823147 NONE | Legal Service code 29 | 2000 TOWN CENTER SUITE 2370 SOUTHFIELD, MI 48075 | $117K |
| ZAKERSKI & COMPANY EIN 38-3257894 NONE | Accounting (including auditing) Service code 10 | 24607 W. WARREN AVENUE DEARBORN HEIGHTS, MI 48127 | $20K |
| STEFANSKY HOLLOWAY & NICHOLS EIN 38-2388845 NONE | Accounting (including auditing) Service code 10 | 22260 HAGGERTY RD SUITE 350 NORTHVILLE, MI 48167 | $7K |
| THE SEGAL COMPANY, INC. EIN 13-1975125 NONE | Actuarial Service code 11 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 600 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 600 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 1,389 | $500K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 614 | $133K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INS CO | 614 | $529K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 614 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,389 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.