| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 85 CAMPAU AVE NW STE 100 GRAND RAPIDS, MI 49503 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $113K | $113K | 3.08% |
| HYLANT GROUP INC3 | 85 CAMPAU AVE NW STE 100 GRAND RAPIDS, MI 49503 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.03% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC | 8 CADILLAC DR STE 230 BRENTWOOD, TN 37027 | DELTA DENTAL OF MICHIGAN | $8K | — | $8K | 2.83% |
| MICHIGAN CHAMBER SERVICES, INC. Filed as: MICHIGAN CHAMBER OF COMMERCE | 600 S WALNUT ST LANSING, MI 489332209 | VISION SERVICE PLAN INSURANCE COMPANY | — | — | $0 | 0.00% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | UNITED OF OMAHA LIFE INSURANCE COMPANY (LIFE) | $4K | — | $4K | 7.17% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | UNITED OF OMAHA LIFE INSURANCE COMPANY (LIFE) | — | $2K | $2K | 3.42% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE 8TH FLOOR TOLEDO, OH 43624 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 13.80% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | UNITED OF OMAHA LIFE INSURANCE COMPANY (STD) | $3K | — | $3K | 9.57% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | UNITED OF OMAHA LIFE INSURANCE COMPANY (STD) | — | $1K | $1K | 3.62% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE 8TH FLOOR TOLEDO, OH 43624 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 33.21% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | UNITED OF OMAHA LIFE INSURANCE COMPANY (LTD) | $2K | — | $2K | 14.52% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | UNITED OF OMAHA LIFE INSURANCE COMPANY (LTD) | — | $576 | $576 | 3.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 878 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 882 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 752 | $3.7M |
| Dental | DELTA DENTAL OF MICHIGAN | 932 | $281K |
| Vision | VISION SERVICE PLAN INSURANCE COMPANY | 499 | $65K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY (LIFE) | 874 | $59K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY (STD) | 119 | $33K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY (LTD) | 124 | $17K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY (LIFE) | 874 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 932 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.