Welfare broker

MICHIGAN CHAMBER SERVICES, INC.

Mailing address (most recent filing)

600 SOUTH WALNUT STREET

LANSING, MI 48933

Total comp: $358K
Commissions: $70K
Fees: $288K
Filings: 34
Sponsors: 34

Carrier mix

Where MICHIGAN CHAMBER SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNIMERICA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNIMERICA INSURANCE COMPANY	1	$63K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$63K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHIGAN CHAMBER SERVICES, INC.'s plans by broker comp / premium ratio. Median 15.74% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHIGAN CHAMBER SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHIGAN CHAMBER SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MICHIGAN RETAILERS ASSOCIATION MICHIGAN RETAILERS ASSOCIATION LIFE AND DISABILITY GROUP INSURANCE PLAN	MI	$63K	$10K	UNIMERICA INSURANCE COMPANY