| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAMERON M KENNEDY3 | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | BLUE CARE NETWORK OF MICHIGAN | $37K | — | $37K | 1.53% |
| CAMBRIDGE CONSULTING GROUP LLC3 | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | BLUE CARE NETWORK OF MICHIGAN | — | $2K | $2K | 0.09% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 FOURTH ST STE 300 ROYAL OAK, MI 48067 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $17K | $17K | 5.57% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 0.45% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 FOURTH ST STE 300 ROYAL OAK, MI 48067 | DELTA DENTAL OF MICHIGAN | $5K | $840 | $6K | 3.67% |
| CAMBRIDGE CONSULTING GROUP LLC Filed as: CAMBRIDGE CONSULTING GROUP | 400 FOURTH ST STE 300 ROYAL OAK, MI 48067 | PROFESSIONAL BENEFITS SERVICES (TPA) DVA VARIPRO | $670 | $17K | $18K | 42.92% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 FOURTH ST STE 300 ROYAL OAK, MI 48067 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $2K | $2K | 20.75% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $28 | $28 | 0.27% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAMERON M KENNEDY CONSULTANT | Insurance brokerage commissions and fees; Non-monetary compensation; Other commissions; Other fees; Insurance agents and brokers Service code 22 | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | $37K |
| CAMBRIDGE CONSULTING GROUP | Other commissions; Non-monetary compensation; Insurance brokerage commissions and fees; Other fees; Insurance agents and brokers Service code 22 | — | $2K |
| CAMBRIDGE CONSULTING GROUP LLC CONSULTANT | Insurance brokerage commissions and fees; Non-monetary compensation; Insurance agents and brokers; Other commissions; Other fees Service code 22 | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 539 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 539 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CARE NETWORK OF MICHIGAN | 509 | $2.4M |
| Dental | DELTA DENTAL OF MICHIGAN | 473 | $151K |
| Vision | PROFESSIONAL BENEFITS SERVICES (TPA) DVA VARIPRO | 357 | $41K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 539 | $300K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 539 | $300K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 539 | $300K |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 509 | $2.4M |
| Other(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 539 | $352K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 539 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.