| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 2401 WEST BIG BEAVER ROAD SUITE 400 TROY, MI 48084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30K | — | $30K | 10.53% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | PO BOX 40925 INDIANAPOLIS, IN 46240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | — | $12K | 4.13% |
| RUBLE & ASSOCIATES LLC3 | 3769 PROSPECT ROAD NEW LONDON, OH 44851 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.39% |
| ANTHONY JOSEPH MOTTER3 Filed as: ANTHONY J MOTTER | 2268 MCKINLEY DRIVE PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 1.13% |
| RUBLE & ASSOCIATES LLC3 | 3769 PROSPECT ROAD NEW LONDON, OH 44851 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.89% |
| MELISSA R TRENTMAN3 | 9472 STATE ROUTE 66 DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.68% |
| JAMES LOCKWOOD3 | 134 WEST SOUTH BOUNDARY STREET SUITE A PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.42% |
| CHAD A POLLOCK3 | 1106 LINDEN DRIVE VAN WERT, OH 45891 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.41% |
| MARK R MUNDWILER3 | 4340 BEVERLY DRIVE TOLEDO, OH 43614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $827 | — | $827 | 0.29% |
| MORGAN LOEWEN3 Filed as: MORGAN L LOEWEN | 108 WEST FRONT STREET FINDLAY, OH 45840 | CONTINENTAL AMERICAN INSURANCE COMPANY | $784 | — | $784 | 0.27% |
| HILL BAYES3 | 5301 SOUTHWYCK BOULEVARD 200 TOLEDO, OH 43614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $631 | — | $631 | 0.22% |
| AMY HILT3 Filed as: AMY J HILT | 1535 COUNTY ROAD 14 GIBSONBURG, OH 43431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $549 | — | $549 | 0.19% |
| JESSICA C RUSSELL3 | 3054 DUSTIN ROAD #167785 OREGON, OH 43616 | CONTINENTAL AMERICAN INSURANCE COMPANY | $502 | — | $502 | 0.17% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $417 | — | $417 | 0.14% |
| SHELBY D PARTON3 | 306 SOUTH MEILKE ROAD HOLLAND, OH 43537 | CONTINENTAL AMERICAN INSURANCE COMPANY | $399 | — | $399 | 0.14% |
| ANDREW J LOEWEN3 | 321 WEST HOBART AVENUE FINDLAY, OH 45840 | CONTINENTAL AMERICAN INSURANCE COMPANY | $358 | — | $358 | 0.12% |
| COMPLETE LIFESTYLE PROTECTION LLC3 | 101 WEST SANDUSKY STREET SUITE 200 FINDLAY, OH 45840 | CONTINENTAL AMERICAN INSURANCE COMPANY | $263 | — | $263 | 0.09% |
| AARON ANSPACH LLC3 | 21397 LEHMAN ROAD DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 0.06% |
| MARKUS MUELLER3 | 633 NORTHEAST MUSKRAT RUN PORT ST LUCIE, FL 34983 | CONTINENTAL AMERICAN INSURANCE COMPANY | $159 | — | $159 | 0.06% |
| ANNA L HUNTER3 | 4128 WILLIS BOULEVARD TOLEDO, OH 43623 | CONTINENTAL AMERICAN INSURANCE COMPANY | $159 | — | $159 | 0.06% |
| DAVID NELSON MULLINS3 Filed as: DAVID N MULLINGS JR | 1437 ROYALTON ROAD TOLEDO, OH 43612 | CONTINENTAL AMERICAN INSURANCE COMPANY | $147 | — | $147 | 0.05% |
| CHARLES POLIZANO3 | 387 RUTLEDGE COURT PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $133 | — | $133 | 0.05% |
| CHADUM J OCHS3 | 323 JACKSON STREET FREMONT, OH 43420 | CONTINENTAL AMERICAN INSURANCE COMPANY | $111 | — | $111 | 0.04% |
| RONALD J STEIN3 | 8800 LYRA DRIVE SUITE 220 COLUMBUS, OH 43240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $92 | — | $92 | 0.03% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OK 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | — | $84 | 0.03% |
| AARON ANSPACH LLC3 | 21397 LEHMAN ROAD DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.02% |
| JORDAN FUNK3 Filed as: JORDAN L FUNK | 1600 HERITAGE LANDING SUITE 115 ST CHARLES, MO 63303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.02% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $66 | — | $66 | 0.02% |
| CHRIS D BOULDREY3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.01% |
| SCOTT A SMITH3 | 4424 MARCHBOLD COURT NORCROSS, GA 30092 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.01% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| KEN MAJOR3 | 30207 PIPERS LANE FARMINGTON HILLS, MI 48334 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIRCLE FERNANDINA BEACH, FL 32034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCEINC | 121 NORTH MARKET STREET SUITE 600 WOOSTER, OH 44691 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| JOHN CHRIS RASCHELLA3 | 3206 WALES AVENUE CLEVELAND, OH 44134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $38K | — | $38K | 15.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $23K | — | $23K | 15.00% |
| HYLANT GROUP INC3 | PO BOX 541 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 755 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 755 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 638 | $62K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,076 | $152K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 735 | $253K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 58 | $33K |
| Other(4 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,076 | $468K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,076 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.