| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 8 CADILLAC DRIVE SUITE 230 BRENTWOOD, TN 37027 | DELTA DENTAL OF OHIO | $24K | — | $24K | 6.44% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $33K | — | $33K | 15.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $22K | — | $22K | 15.00% |
| HYLANT GROUP INC3 | PO BOX 541 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 9.95% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HYLANT GROUP INC3 | 24 FRANK LLOYD WRIGHT DRIVE PO BOX 541 SUITE J4100 ANN ARBOR, MI 48106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC | PO BOX 40925 INDIANAPOLIS, IN 46240 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | — |
| ANTHONY JOSEPH MOTTER3 Filed as: ANTHONY J MOTTER | 2268 MCKINLEY DRIVE PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | — |
| JILL BAYES3 | SOUTHWY CK BOULEVARD 200 TOLEDO, OH 43614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | — |
| CHAD L NELSON3 Filed as: CHAD POLLOCK | 1106 LINDEN DRIVE VAN WERT, OH 45891 | CONTINENTAL AMERICAN INSURANCE COMPANY | $746 | — | $746 | — |
| BENEFIT STRATEGIES AGENCY, LLC3 | 655 FOX RUN ROAD SET A FINDLAY, OH 45840 | CONTINENTAL AMERICAN INSURANCE COMPANY | $544 | — | $544 | — |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $501 | — | $501 | — |
| JESSICA C RUSSELL3 Filed as: JESSICA RUSSELL | 1758 MEADOWLARK AVENUE TOLDEO, OH 43614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $450 | — | $450 | — |
| COMPLETE LIFE STYLE PROTECTION LLC3 | 3172 VIA PALMA LANE KISSIMMEE, FL 34744 | CONTINENTAL AMERICAN INSURANCE COMPANY | $262 | — | $262 | — |
| ANNA L HUNTER3 | 4128 WILLIS BOULEVARD TOLEDO, OH 43623 | CONTINENTAL AMERICAN INSURANCE COMPANY | $199 | — | $199 | — |
| MARKUS MUELLER3 | 633 NORTHEAST MUSKRAT RUN PORT ST LUCIE, FL 34983 | CONTINENTAL AMERICAN INSURANCE COMPANY | $157 | — | $157 | — |
| CHARLES POLIZANO3 | 387 RUTLEDGE COURT PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $146 | — | $146 | — |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | — |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $93 | — | $93 | — |
| RONALD J STEIN3 | 14966 ROBBINS ROAD JOHNSTOWN, OH 43031 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | — |
| JORDAN FUNK3 | 1600 HERITAGE LANDNG SUITE 115 ST CHARLES, MO 63303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | — |
| SCOTT A SMITH3 | 4424 MARCHBOLD COURT NORCROSS, GA 30092 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | — |
| CHRIS D BOULDREY3 | 14966 ROBBINSROAD JOHNSTOWN, OH 43031 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | — |
| INGER M PENNINGTON3 | 242 WEST TANSEY XING WESTFIELD, IN 46074 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | — |
| HUNTINGTON INSURANCE INC3 | 121 NORTH MARKET STREET SUITE 600 WOOSTER, OH 44691 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | — |
| INGER M PENNINGTON3 | 242 WEST TANSEY XING WESTFIELD, IN 46074 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | — |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | — |
| JOSHUA K HOPPE3 | 3495 PIEDMONT ROAD NE BUILDING 10 SUITE 825 ATLANTA, GA 30305 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | — |
| WILLIAM ROBERTS3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | — |
| JOHN CHRIS RASCHELLA3 | 3206 WALES AVENUE CLEVELAND, OH 44134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,024 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,024 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 1,781 | $368K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,342 | $79K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 975 | $148K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 658 | $217K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 64 | $27K |
| Other(4 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 975 | $168K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,781 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.