| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOSEPH A KING3 | 1707 W BIG BEAVER ROAD TROY, MI 48084 | PRIORITY HEALTH | $37K | — | $37K | 4.00% |
| TIMBERLAND GROUP SERVICES, INC.3 | 1707 W. BIG BEAVER RD. TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $417 | $5K | 7.10% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: TIMBERLAND GROUP SERVICES | 1707 W BIG BEAVER RD TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $942 | $4K | 10.89% |
| TIMBERLAND GROUP SERVICES, INC.3 | 1707 W. BIG BEAVER RD. TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $904 | $3K | 10.84% |
| TIMBERLAND GROUP SERVICES, INC.3 | 1707 W. BIG BEAVER RD. TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $604 | $2K | 10.92% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP SERVICES, INC. | 1707 W. BIG BEAVER RD. TROY, MI 48084 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE COMPA | $958 | — | $958 | 10.00% |
| TIMBERLAND GROUP SERVICES, INC.3 | 1707 W. BIG BEAVER RD. TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $498 | $191 | $689 | 11.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH | 151 | $931K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 83 | $70K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE COMPA | 177 | $10K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 139 | $21K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 139 | $33K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 139 | $32K |
| Prescription drug | PRIORITY HEALTH | 151 | $931K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 139 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.