| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PM GROUP BENEFIT ADVISORS II, LLC3 | 26300 NORTHWESTERN HIGHWAY SOUTHFIELD, MI 48076 | DELTA DENTAL OF MICHIGAN | — | $20K | $20K | 8.14% |
| PM GROUP BENEFIT ADVISORS II, LLC3 | 2601 CAMBRIDGE COURT SUITE 500 AUBURN HILLS, MI 48326 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 6.43% |
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN VENEGAS INSURANCE AGENCY, I | 2800 LIVERNOIS TROY, MI 48083 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 5.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 30150 TELEGRAPH RD BINGHAM FARMS, MI 480255708 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $678 | — | $678 | 2.09% |
| PLANTE MORAN GROUP BENEFIT ADV3 | PO BOX 307 SOUTHFIELD, MI 48037 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 30150 TELEGRAPH RD BINGHAM FARMS, MI 48205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $544 | — | $544 | 1.84% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | 2850 W GOLF RD ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $99 | — | $99 | 0.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 682 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 682 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH | 995 | $420K |
| Dental | DELTA DENTAL OF MICHIGAN | 1,001 | $249K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 992 | $32K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 470 | $30K |
| Prescription drug | PRIORITY HEALTH | 995 | $420K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 470 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,001 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.