| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GENERAL AGENCY COMPANY | 525 E BROADWAY ST MT PLEASANT, MI 48858 | DELTA DENTAL OF MICHIGAN | $0 | — | $0 | 0.00% |
| GENERAL AGENCY COMPANY | 525 E BROADWAY ST MT PLEASANT, MI 48858 | VSP | $4K | — | $4K | 9.67% |
| GENERAL AGENCY COMPANY | 525 EAST BROADWAY MT PLEASANT, MI 48858 | COMPANION LIFE | $1K | — | $1K | 12.99% |
| BENEFIT PROFILES INC Filed as: BENEFIT PROFILES INC. | 500 CASCADE WEST PKWY SE GRAND RAPIDS, MI 49546 | COMPANION LIFE | $488 | — | $488 | 5.84% |
| AGENT ALLIANCE CORPORATION | 500 CASCADE WEST PARKWAY SUITE 160 MT PLEASANT, MI 49546 | COMPANION LIFE | $49 | — | $49 | 0.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | GREAT MIDWEST INSURANCE COMPANY | 216 | $0 |
| Dental | DELTA DENTAL OF MICHIGAN | 602 | $166K |
| Vision | VSP | 229 | $36K |
| Life insurance | COMPANION LIFE | 237 | $8K |
| Other | COMPANION LIFE | 237 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.