Welfare broker

GENERAL AGENCY COMPANY

Mailing address (most recent filing)

525 E BROADWAY ST

MOUNT PLEASANT, MI 48858

Carrier mix

Where GENERAL AGENCY COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KANSAS CITY LIFE INSURANCE COMPANY	4	$94K	57.1%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$32K	14.3%
EMPLOYEE NETWORK, INC.	1	$1.2M	14.3%
DELTA DENTAL OF CALIFORNIA	1	$114K	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	7	$1.4M	0.2%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GENERAL AGENCY COMPANY's plans by broker comp / premium ratio. Median 15.72% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of GENERAL AGENCY COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where GENERAL AGENCY COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
REIMAGINE EDUCATION LLC DELTA DENTAL	MI	$114K	$1.1M	DELTA DENTAL
REIMAGINE EDUCATION LLC KANSAS CITY LIFE SHORT TERM DISABILITY	MI	$48K	$8K	KANSAS CITY LIFE
LOOSE PLASTICS LOOSE PLASTICS BENEFITS AND WELFARE PLAN	MI	$32K	$7K	EQUITABLE
CENTRAL ASPHALT INC. FISHER COMPANIES GROUP BENEFIT PLAN	MI	$1.2M	$5K	EMPLOYEE HEALTH INSURANCE MANAGEMENT, INC.
REIMAGINE EDUCATION LLC KANSAS CITY LIFE VISION	MI	$23K	$2K	KANSAS CITY LIFE
REIMAGINE EDUCATION LLC KANSAS CITY LIFE LONG TERM DISABILITY	MI	$12K	$2K	KANSAS CITY LIFE
REIMAGINE EDUCATION LLC KANSAS CITY LIFE GROUP LIFE	MI	$10K	$2K	KANSAS CITY LIFE