| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREGORY BROGAN3 Filed as: GREGORY D BROGAN | 320 WEST LAKE LANSING EAST LANSING, MI 488238823 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $25K | — | $25K | 2.25% |
| ERIC BROGAN3 | 320 WEST LAKE LANSING EAST LANSING, MI 48823 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $25K | — | $25K | 2.25% |
| BROGAN INSURANCE3 | 320 WEST LAKE LANSING ROAD EAST LANSING, MI 488238823 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $793 | $793 | 0.07% |
| TGG SOLUTIONS3 | 588 3 MILE ROAD NW, SUITE 101 GRAND RAPIDS, MI 495449544 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | — | $0 | 0.00% |
| GREGORY BROGAN3 Filed as: GREGORY D BROGAN | 320 WEST LAKE LANSING EAST LANSING, MI 48823 | BLUE CARE NETWORK OF MICHIGAN | $1K | — | $1K | 1.88% |
| ERIC BROGAN3 | 320 WEST LAKE LANSING EAST LANSING, MI 48823 | BLUE CARE NETWORK OF MICHIGAN | $1K | — | $1K | 1.88% |
| BROGAN INSURANCE3 | 320 WEST LAKE LANSING EAST LANSING, MI 48823 | BLUE CARE NETWORK OF MICHIGAN | — | $180 | $180 | 0.25% |
| TGG SOLUTIONS3 | 588 3 MILE ROAD NW, SUITE 101 GRAND RAPIDS, MI 495449544 | BLUE CARE NETWORK OF MICHIGAN | — | — | $0 | 0.00% |
| MMA SERVICE CORP5 | 620 S. CAPITOL AVE. LANSING, MI 48933 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| ERIC BROGAN3 | 320 WEST LONG LAKE LANSING RD EAST LANSING, MI 48823 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 3.16% |
| GREGORY BROGAN3 Filed as: GREGORY D BROGAN | 320 WEST LAKE LANSING EAST LANSING, MI 48823 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 3.16% |
| ERIC BROGAN3 | 320 WEST LAKE LANSING EAST LANSING, MI 48823 | EYEMED | $690 | — | $690 | 5.58% |
| GREGORY BROGAN3 Filed as: GREGORY D BROGAN | 320 WEST LAKE LANSING EAST LANSING, MI 48823 | EYEMED | $690 | — | $690 | 5.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 100 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 142 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 203 | $70K |
| Vision | EYEMED | 173 | $12K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 142 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 203 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.