Welfare broker

GREGORY BROGAN

Mailing address (most recent filing)

320 W LAKE LANSING ROAD

EAST LANSING, MI 48823

Carrier mix

Where GREGORY BROGAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.4M	40.0%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$9K	20.0%
PHP INSURANCE COMPANY	1	$1.3M	20.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$3.3M	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	5	$8.9M	0.2%	41.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GREGORY BROGAN's plans by broker comp / premium ratio. Median 5.43% vs welfare-wide median 6.40% (n=5).

Prospect-flag exposure · vs market baseline

Share of GREGORY BROGAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where GREGORY BROGAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PECKHAM VOCATIONAL INDUSTRIES, INC. PECKHAM VOCATIONAL INDUSTRIES, INC. LIFE INSURANCE PLAN	MI	$3.3M	$293K	GUARDIAN
THE MICHIGAN HEALTH AND HOSPITAL ASSOCIATION THE MHA WELFARE BENEFIT PLAN	MI	$1.8M	$100K	BLUE CROSS BLUE SHIELD OF MICHIGAN
KUNZ, LEIGH & ASSOCIATES KUNZ, LEIGH & ASSOCIATES	MI	$2.5M	$90K	BLUE CROSS BLUE SHIELD OF MICHIGAN
BURCHAM HILLS RETIREMENT CENTER II BURCHAM HILLS RETIREMENT CENTER II WELFARE BENEFIT PLAN	MI	$1.3M	$63K	UNIVERSITY OF MICHIGAN HEALTH PLAN
AGATE SOFTWARE INC AGATE GROUP LIFE	MI	$9K	$1K	UNUM LIFE INSURANCE COMPANY OF AMERICA