| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT A. HEINTZ3 | 5570 WILSON AVENUE SW, SUITE D GRANDVILLE, MI 49418 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $30K | $0 | $30K | 1.45% |
| EDGE INSURANCE GROUP LLC3 Filed as: EDGE INSURANCE GROUP, LLC | 5570 WILSON AVENUE SOUTHWEST SUITE D GRANDVILLE, MI 49418 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $3K | $3K | 0.12% |
| ROBERT A. HEINTZ3 | 5570 WILSON AVENUE SW, SUITE D GRANDVILLE, MI 49418 | BLUE CARE NETWORK OF MICHIGAN | $5K | $0 | $5K | 1.43% |
| EDGE INSURANCE GROUP LLC3 Filed as: EDGE INSURANCE GROUP, LLC | 5570 WILSON AVENUE SOUTHWEST SUITE D GRANDVILLE, MI 49418 | BLUE CARE NETWORK OF MICHIGAN | $0 | $312 | $312 | 0.09% |
| EDGE INSURANCE GROUP LLC3 | 5570 WILSON AVENUE SW GRANDVILLE, MI 48820 | DELTA DENTAL OF MICHIGAN | $7K | $1K | $8K | 3.45% |
| EDGE INSURANCE GROUP LLC3 | 5570 WILSON AVENUE SW, SUITE D WYOMING, MI 49418 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $0 | $17K | 9.95% |
| EDGE INSURANCE GROUP LLC3 Filed as: EDGE INSURANCE GROUP | 5570 WILSON AVENUE SW GRANDVILLE, MI 48820 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $2K | $0 | $2K | 9.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 313 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 315 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 512 | $2.4M |
| Dental | DELTA DENTAL OF MICHIGAN | 605 | $233K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 517 | $23K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 315 | $171K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 315 | $171K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 315 | $171K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 512 | $2.4M |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 315 | $178K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 605 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.