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Sponsor portfolioWelfare / HealthEIN 38-1470765
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW STREET · EAST LANSING, MI 48823
5173367612
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 55
- Latest filing
- 2025
Total premiums (latest)
$4.1M
No prior year
Persons covered
620
No prior year
Total participants
393
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$4.1M
FIRST NATIONAL BANK OF AMERICA
Fully insured620 covered·6 carriers
Primary: BLUE CARE NETWORK OF MICHIGAN
Plan #503$2.0M
FIRST NATIONAL BANK OF AMERICA GROUP HEALTH PLAN
Fully insured456 covered·1 carrier
Primary: PHP INSURANCE COMPANY
Plan #502$133K
FIRST NATIONAL BANK OF AMERICA GROUP LIFE AND LONG TERM DISABILITY
Fully insured283 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #506$8K
FIRST NATIONAL BANK OF AMERICA EMPLOYEE ASSISTANCE PLAN
Fully insured235 covered·1 carrier
Primary: BRONSON BATTLE CREEK D/B/A HELPNET EAP
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.6M | 43.3% | |
| Prescription drug | $3.6M | 43.3% | |
| Dental | $272K | 3.3% | |
| Other | $211K | 2.5% | |
| Life | $199K | 2.4% | |
| Short-term disability | $199K | 2.4% | |
| Long-term disability | $199K | 2.4% | |
| Vision | $31K | 0.4% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 382359234 | HRx | $2.3M | 56.0% | 1 | 1 | 480 |
EIN 382069753 | HRx | $1.3M | 31.4% | 1 | 1 | 167 |
EIN 381791480 | D | $272K | 6.6% | 1 | 1 | 620 |
EIN 350472300 | LSTDLTDOth | $199K | 4.9% | 1 | 1 | 360 |
EIN 430949844 | V | $31K | 0.8% | 1 | 1 | 607 |
EIN 383159338 | Oth | $12K | 0.3% | 1 | 1 | 392 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ROBERT A. HEINTZ | GRANDVILLE, MI | BLUE CARE NETWORK OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $107K | $0 | $107K | 72.9% | 1 |
| EDGE INSURANCE GROUP, LLC | GRANDVILLE, MI | BLUE CARE NETWORK OF MICHIGAN, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., DELTA DENTAL OF MICHIGAN, BLUE CROSS BLUE SHIELD OF MICHIGAN | $30K | $10K | $40K | 27.1% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan