| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYAN P BEGOLA3 Filed as: BRYAN BEGOLA | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK | $46K | — | $46K | 2.96% |
| BENEFITS PARTNER LLC3 | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK | — | $2K | $2K | 0.11% |
| BRYAN P BEGOLA3 Filed as: BRYAN BEGOLA | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $7K | — | $7K | 3.05% |
| BENEFITS PARTNER LLC3 | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $180 | $180 | 0.08% |
| BENEFITS PARTNER LLC DBA SALUS3 Filed as: BENEFITS PARTNER LLC BRYAN BEGOLA | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | DELTA DENTAL OF MICHIGAN | $15K | — | $15K | 9.91% |
| BENEFITS PARTNER LLC3 | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $6K | $11K | 11.77% |
| BENEFITS PARTNER LLC3 | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 15.96% |
| BENEFITS PARTNER LLC3 | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | FIDELITY SECURITY LIFE INSURANCE | $2K | — | $2K | 10.01% |
| BENEFITS PARTNER LLC3 | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 20.33% |
| BENEFITS PARTNER LLC3 | 38223 MOUND ROUND BLDG F STERLING HEIGHTS, MI 48310 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $788 | $3K | 20.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK | 276 | $1.8M |
| Dental | DELTA DENTAL OF MICHIGAN | 284 | $153K |
| Vision | FIDELITY SECURITY LIFE INSURANCE | 234 | $19K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 187 | $41K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 185 | $91K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 186 | $17K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK | 276 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.