| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYAN P BEGOLA3 | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK | $24K | — | $24K | 2.80% |
| ACTION BENEFITS COMPANY3 | 26533 EVERGREEN RD SUITE 400 SOUTHFIELD, MI 48076 | BLUE CARE NETWORK | $9K | $0 | $9K | 1.05% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS LLC | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK | $0 | $2K | $2K | 0.18% |
| BRYAN P BEGOLA3 Filed as: BRYAN BEGOLA | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $7K | $0 | $7K | 2.69% |
| ACTION BENEFITS COMPANY3 | 26533 EVERGREEN RD SUITE 400 SOUTHFIELD, MI 48076 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $1K | $0 | $1K | 0.51% |
| BENEFITS PARTNER LLC3 | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $345 | $345 | 0.14% |
| BENEFITS PARTNER LLC3 | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $118 | $4K | 3.50% |
| BENEFITS PARTNER LLC3 | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $64 | $8K | 14.92% |
| BENEFITS PARTNER LLC3 | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | METROPOLITAN LIFE INSRUANCE COMPANY | $4K | $37 | $4K | 15.09% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS LLC | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | EYEMED VISION CARE/FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.82% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS LLC | 38221 MOUND RD BLDG G STERLING HEIGHTS, MI 48310 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $14 | $2K | 14.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK | 194 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 286 | $104K |
| Vision | EYEMED VISION CARE/FIDELITY SECURITY LIFE INSURANCE COMPANY | 175 | $13K |
| Life insurance | METROPOLITAN LIFE INSRUANCE COMPANY | 286 | $30K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 286 | $55K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 286 | $12K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK | 194 | $1.1M |
| Other | METROPOLITAN LIFE INSRUANCE COMPANY | 286 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 286 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.