No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DAVID DUFFY CPA PLLC EIN 38-2771817 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $109K |
| FINKEL WHITEFIELD FELDMAN EIN 38-2529039 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $78K |
| GREGORY KAZMIERSKI EIN 38-1428364 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $69K |
| MICHELLE M ZACNY EIN 38-1428364 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $53K |
| BUCK CONSULTANTS EIN 13-3954297 NONE KNOWN | Consulting (general); Direct payment from the plan Service code 16 | — | $43K |
| ELINA R. HARRIS EIN 38-1428364 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $43K |
| SEGAL SELECT INSURANCE SERVICES, IN NONE KNOWN | Direct payment from the plan; Insurance agents and brokers Service code 22 | 66 HUDSON BLVD E 20TH FLOOR NEW YORK, NY 10001 | $39K |
| PAMELA J. FARNSWORTH EIN 38-1428364 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $32K |
| KELLY MEEKER EIN 38-1428364 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $31K |
| KYLE W. HARVEY EIN 38-1428364 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $31K |
| STEFANIE A. BREWER EIN 38-1428364 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $31K |
| MDT ADVISOR MGMT EIN 94-3267050 NONE KNOWN | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $24K |
| PRINTED BUSINESS PRODUCTS LLC NONE KNOWN | Direct payment from the plan; Copying and duplicating Service code 36 | 18223 JAMESTOWN CIRCLE NORTHVILLE, MI 48168 | $17K |
| AMERICAN HEALTH HOLDING, INC. NONE KNOWN | Consulting (general); Direct payment from the plan Service code 16 | 7400 WEST CAMPUS ROAD SUITE 300 NEW ALBANY, OH 43054 | $12K |
| GRAYSTONE CONSULTING (MSSB) EIN 13-2919773 NONE KNOWN | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $10K |
| SAGE ASSET MGMT EIN 74-2798841 NONE KNOWN | Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $8K |
| JP MORGAN EIN 38-0864715 NONE KNOWN | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $7K |
| SENECA INSURANCE COMPANY, INC. NONE KNOWN | Insurance services; Direct payment from the plan Service code 23 | 199 WATER ST. 29TH FLOOR NEW YORK, NY 10038 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 794 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 996 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,790 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COFINITY, INC. | 1,166 | $139K |
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 714 | $341K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE COMPANY | 714 | $341K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.