See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREFERRED PROVIDERS ORGANIZATION MI EIN 38-3357687 NONE | Insurance services Service code 23 | 4371 PAYSHPERE CIRCLE CHICAGO, IL 60674 | $77K |
| MICHAEL MAHER EIN 38-1428364 EMPLOYEE | Plan Administrator Service code 14 | 6931 MONROE ROAD DUCK LAKE, MI 49284 | $69K |
| DAVID DUFFY CPA AND COMPANY PLLC EIN 38-2771817 NONE | Accounting (including auditing) Service code 10 | 26622 WOODWARD AVE, STE 250 ROYAL OAK, MI 48067 | $56K |
| BUCK CONSULTANTS EIN 13-3954297 NONE | Actuarial Service code 11 | ONE NORTH DEARBORN, STE 1400 CHICAGO, IL 60602 | $55K |
| JEFFREY RUEHLE EIN 38-1438364 EMPLOYEE | Employee (plan) Service code 30 | 15728 CHAMPAIGN ALLEN PARK, MI 48101 | $48K |
| GREGORY KAZMIERSKI EIN 38-1428364 EMPLOYEE | Employee (plan) Service code 30 | 2078 15TH STREET WYANDOTTE, MI 48192 | $34K |
| FINKEL WHITEFIELD AND SELIK EIN 38-2529039 NONE | Legal Service code 29 | 32300 NORTHWESTERN HWY, STE 200 FARMINGTON HILLS, MI 48334 | $32K |
| JP MORGAN EIN 38-0864715 NONE | Investment management fees paid directly by plan Service code 51 | PO BOX 260180 BATON ROUGE, LA 70826 | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 750 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,064 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,814 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AETNA LIFE INSURANCE COMPANY | 1,814 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,814 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.