See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS INC. EIN 38-6058023 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $70K |
| MORGAN STANLEY SMITH BARNEY EIN 26-4310632 NONE | Other services; Direct payment from the plan; Investment advisory (plan); Securities brokerage; Securities brokerage commissions and fees; Other investment fees and expenses; Custodial (securities) Service code 19 | — | $28K |
| HINES & ASSOCIATES EIN 36-3545085 NONE | Direct payment from the plan; Other fees; Other services Service code 49 | — | $22K |
| MICHAEL J. MILLS NONE | Legal Service code 29 | 1843 ORCHARD LAKE ROAD SYLVAN LAKE, MI 483201742 | $15K |
| WRUBEL, WESLEY & COMPANY C.P.A.'S EIN 38-2574238 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $11K |
| PREMIER HEALTHCARE EXCHANGE INC. EIN 86-1040704 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $9K |
| UNITED ACTUARIAL SERVICES NONE | Actuarial; Direct payment from the plan Service code 11 | 11590 NORTH MERIDAN STREET CARMEL, IN 460324529 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 307 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 95 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 402 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | ULLICO | 293 | $25K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HCC LIFE | 3,587 | $209K |
| Other | ULLICO | 293 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,587 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.