Welfare broker

MACQUEEN INSURANCE GROUP

Mailing address (most recent filing)

2191 TWELVE MILE RD

BERKLEY, MI 48072

Total comp: $50K
Commissions: $50K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where MACQUEEN INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNION SECURITY INSURANCE COMPANY33.3%
HCC LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNION SECURITY INSURANCE COMPANY	1	$441K	33.3%
HCC LIFE INSURANCE COMPANY	1	$383K	33.3%
BLUE CROSS OF CALIFORNIA	1	$1.1M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$1.9M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MACQUEEN INSURANCE GROUP's plans by broker comp / premium ratio. Median 0.98% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of MACQUEEN INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where MACQUEEN INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MONROE PLUMBERS LOCAL 671 HEALTH & WELFARE PLAN PLUMBERS AND PIPEFITTERS LOCAL 671 HEALTH AND WELFARE PLAN	MI	$441K	$49K	UNION LABOR LIFE INSURANCE COMPANY
BOARD OF TRUSTEES IUOE LOCAL 324 HEALTH & WELFARE FUND INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 HEALTH & WELFARE FUND	MI	$1.1M	$7K	BLUE CROSS BLUE SHIELD OF MICHIGAN
I.A.OF M. MOTOR CITY HEALTH & WELF I.A.OF M. MOTOR CITY HEALTH & WELF	MI	$383K	$4K	HCC

Carrier

Plans

Premium

UNION SECURITY INSURANCE COMPANY

$441K

33.3%

HCC LIFE INSURANCE COMPANY

$383K

33.3%

BLUE CROSS OF CALIFORNIA

$1.1M

33.3%

State

Plans

Premium

State share

Index

$1.9M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

MONROE PLUMBERS LOCAL 671 HEALTH & WELFARE PLAN

PLUMBERS AND PIPEFITTERS LOCAL 671 HEALTH AND WELFARE PLAN

$441K

$49K

UNION LABOR LIFE INSURANCE COMPANY

BOARD OF TRUSTEES IUOE LOCAL 324 HEALTH & WELFARE FUND

INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 324 HEALTH & WELFARE FUND

$1.1M

$7K

BLUE CROSS BLUE SHIELD OF MICHIGAN

I.A.OF M. MOTOR CITY HEALTH & WELF

$383K

$4K

HCC