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No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,007 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 49 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,093 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 15 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 4,506 | $46.6M |
| Dental(5 contracts, 5 carriers) | AETNA LIFE INSURANCE CO. | 2,727 | $16.8M |
| Vision(4 contracts, 4 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,744 | $5.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 8,280 | $2.5M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 2,228 | $816K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,228 | $816K |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,280 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.